Financing amount available
$5,000 - $800,000
Get funded in as fast as
24 hours
How It Works
Apply Online
Fill out a 5 minutes simple application form by clicking on apply now button.
Quick Approval
Get approval within next 1 hour and get to talk with our experienced funding specialist.
Funding In 24 Hours
Get your funds quickly within 24 hours after approval and start growing your business.
Power up your business
With a Zapital Finance Working Capital loan you can access:
Requirements to qualify
While requirements for a working capital loan may vary, your business will generally need:
Credit Card
Many MCA providers require businesses to have a minimum monthly credit card sales volume.
Time in Business
Some providers may require businesses to have been operating for a certain period, such as six months to a year.
Minimum Revenue
There may be a minimum monthly revenue requirement for the business.
Credit Score
While not always a strict requirement, some MCA providers may consider the business owner's personal credit score during the application process.
Industry
Certain industries may be more or less favorable for MCA providers, so the type of business may impact eligibility.
Business Bank Statements
MCA providers may request recent business bank statements to assess the business's financial health and revenue stream.
Application Form
Businesses typically need to fill out an application form providing details about their business, revenue, and credit card sales.
It's essential to check with individual MCA providers to understand their specific requirements and eligibility criteria before applying.
Frequently Asked Questions
Getting a business cash advance is relatively easy compared to traditional loans due to simpler eligibility
criteria, quick approval processes, and minimal paperwork requirements.
A Merchant Cash Advance (MCA) is crucial for businesses because it provides quick access to much-
needed funds, helping businesses cover immediate expenses, seize growth opportunities, and maintain
operations smoothly. With its simple application process and fast approval, an MCA offers a convenient
solution for businesses facing cash flow challenges or unexpected expenses. By leveraging future credit
card sales, businesses can secure the capital they need without the lengthy approval process of
traditional loans. Overall, an MCA empowers businesses to thrive and grow by providing timely financial
support when it's needed most.